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Meaning of words


When the following words and phrases appear in this policy document or certificate of insurance, they have the specific meanings given below. These words are highlighted by the use of bold print.

Area of cover:

UK: Means England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man

Continental Europe: Means Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland and the Vatican City.

Beneficiary, beneficiaries means you or your partner and any passengers travelling in the vehicle at the moment a breakdown/immobilisation occurs.

Breakdown/immobilisation means electrical or mechanical breakdown, road traffic accident, vehicle fire or theft, loss of keys, incorrect fuel, punctures or running out of fuel, causing the vehicle to be immobilised.

Home address means you and your partner’s usual residential address in the UK.

Insurer means AWP P&C SA.

Journey means a trip that takes place during the period of insurance which begins when you leave your home address and ends when you get back to your home address, whichever is earlier.

Partner means your legal spouse or civil partner or, if you are not married or in a civil partnership, a person who is over 17 years old and has the same home address as you.

Period of insurance means the cover which starts at the beginning of your journey and finishes at the end of your journey. All cover ends on the expiry date shown on your certificate of insurance, unless you cannot finish your journey due to a breakdown or theft covered by this policy. In these circumstances we will extend cover free of charge until you can reasonably finish that journey.

Vehicle means the private car or light commercial vehicle in which you are travelling, providing it does not exceed 3500kg in weight (including load), 5.5 metres in length, 3.0 metres in height or 2.3 metres in width including any caravan or trailer that you are towing. Or, a motor home providing it does not exceed 7.0 metres in length, 3.0 metres in height or 2.3 metres in width.

We, our, us means Allianz Global Assistance, which administers the insurance on behalf of the insurer.

You, your means the person named on the certificate of insurance.



Please also refer to the general conditions and general exclusions applying to all sections.